Check out the book "Values-Centered Financial Education" by ISFS Founding Director, Dr. Lois A. Vitt, available here in pdf form: Values-Centered Financial Education


You need answers.
ISFS is there.

  • Is the American Dream within the grasp of ordinary Americans?
  • Can financial education programs be made more effective for the organizations that sponsor them?
  • How can financial and investor educators bring social and cultural context to their programs?

What We Do

We Bridge the Interests of the Financial Services World
and those of Consumers

The Institute for Socio-Financial Studies (ISFS) is an independent 501(c)3 non-profit organization that conducts feasibility, benchmarking, strategic development, and evaluation studies about financial education. ISFS takes a uniquely cross-disciplinary research approach that illuminates the socio-financial factors influencing consumer financial decision-making in today's changing marketplace.

Armed with this information, national and international organizations and professionals can create counseling, education, and planning activities that benefit their companies, clients, and employees. For more information about how ISFS can serve your organization, contact ISFS at