Research
You need answers.
ISFS is there.
- Is the American Dream within the grasp of ordinary Americans?
- Can financial literacy education programs be made more effective for the organizations that sponsor them?
- How can financial and investor educators bring social and cultural context to their programs?
What We Do
Investigating Socio-Cultural Factors Behind Consumer Financial Decisions
The Institute for Socio-Financial Studies (ISFS) is an independent non-profit organization that conducts feasibility, benchmarking, strategic development, and evaluation studies. ISFS takes a uniquely cross-disciplinary research approach that illuminates the socio-financial factors influencing consumer financial decision-making in today's changing marketplace.
Armed with this information, national and internaional organizations and professionals can create counseling, education, and planning activities that benefit their companies, clients, and employees. For more information about how ISFS can serve your organization, contact ISFS Director Lois A. Vitt.
Featured Projects
The National Endowment for Financial Education (NEFE), a leading non-profit foundation dedicated to helping Americans make sound financial decisions, features the LifeValues Quiz, authored by Dr. Lois Vitt of ISFS, on the NEFE website at SmartAboutMoney.org. NEFE funded the rigorous research entitled "Social Influences on Consumer Financial Decisions" that helped to advance the the vital understandings behind the LifeValues Quiz that relates to cultural influences on financial behaviors of individuals and groups.
NEW: Understanding credit reports so that consumers can make wise financial decisions is the focus of ISFS at LearnAboutCreditReports.org, a website sponsored by Experian™.